Click HERE to download a Print-Friendly Version Rev. 10/2017
FACTS

What does Wintrust Bank do with your personal information?


Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and transaction history
  • account balances and payment history
  • credit history and credit scores


How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Wintrust Bank chooses to share; and whether you can limit this sharing.


Reasons we can share your personal informationDoes Wintrust Bank share?Can you limit this sharing?
For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YesNo
For our marketing purposes– to offer our products and services to youYesNo
For joint marketing with other financial companiesNoWe don't share
For our affiliates’ everyday business purposes– information about your transactions and experiences YesNo
For our affiliates’ everyday business purposes– information about your creditworthiness YesYes
For our affiliates to market to youYesYes
For nonaffiliates to market to youNoWe don't share

To limit our Sharing

  • Call your Personal Banker at (847) 853-1145 or any branch location or
  • Scroll down to the bottom of this page and fill out the Information Sharing Opt-Out Form or
  • Stop in and see a Personal Banker

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.


Questions?

Call your Personal Banker at (847) 853-1145 or any branch location.


Who We Are
Who is providing this notice?

Wintrust Bank, and its branch(es), North Shore Community Bank & Trust are providing this notice.


What We Do
How does Wintrust Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Wintrust Bank collect my personal information?

We collect your personal information, for example, when you

  • open an account or make deposits or withdrawals from your account
  • pay your bills or apply for a loan
  • use your debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes–information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.


Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include financial companies such as: Banks: Barrington Bank & Trust Company, N.A.; Beverly Bank & Trust Company, N.A.; Crystal Lake Bank & Trust Company, N.A.; Hinsdale Bank & Trust Company, N.A.; Lake Forest Bank & Trust Company, N.A.; Libertyville Bank & Trust Company, N.A.; Northbrook Bank & Trust Company, N.A.; Old Plank Trail Community Bank, N.A.; Schaumburg Bank & Trust Company, N.A.; State Bank of The Lakes, N.A.; St. Charles Bank & Trust Company, N.A.; Town Bank, N.A.; Village Bank & Trust, N.A.; Wheaton Bank & Trust Company, N.A.; Wintrust Bank, N.A. Specialized Services: FIRST Insurance Funding, a division of Lake Forest Bank & Trust Company, N.A.; FIRST Insurance Funding of Canada Inc.; Tricom; Wintrust Agent Finance, a division of Lake Forest Bank & Trust Company, N.A., Wintrust Asset Finance, a subsidiary of Beverly Bank & Trust Company, N.A.; Wintrust Life Finance, a division of Lake Forest Bank & Trust Company, N.A. Wealth Management: Wintrust Wealth Management, consisting of Chicago Deferred Exchange Company, LLC, Great Lakes Advisors, LLC, The Chicago Trust Company, N.A., and Wintrust Investments, LLC. Mortgage: Wintrust Mortgage, a division of Barrington Bank & Trust Co., N.A.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Wintrust Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Wintrust Bank doesn’t jointly market.


Other Important Information

VT: We treat all consumers with a Vermont mailing address as if they have limited sharing with third parties as described on pg.1 of our privacy notice. We will not share information about your creditworthiness between our affiliates except with your consent.

CA: We will not share information we collect about you with companies outside of our affiliates, unless the law allows. We may share information with your consent, to service your accounts, or to provide rewards or benefits you are entitled to. Please see our CCPA notice for additional information.

NV: We are providing you this notice under state law. You may be placed on our internal do not call list by completing the “Information Sharing Opt-Out Form” at privacy.wintrustbank.com. Nevada law requires we provide the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; phone: (702) 486-3132; email: aginfo@ag.nv.gov.




CHILDREN'S ONLINE PRIVACY
Protecting the identity and privacy of children is a responsibility that we take very seriously. The responsibility to protect this information rests with both the online industry as well as with parents. We do not knowingly collect, use, or maintain any information through our websites about children who are under the age of 13. If we determine that a child under the age of 13 has provided us with information through one of our websites, we will only use this information to notify the parents that the information was received.

Parents can avail themselves of various filtering software packages that are available to prevent their children from accessing websites which they deem to be inappropriate. Parents can choose to utilize this and other methods to limit websites to which their children have access.



Information Sharing Opt-Out Form

NOTE: if you received our privacy policy through the mail, you were provided with your own individual numeric code. If you have your code, please enter it below - it will expedite the opt-out process for you.

Numeric Code:


If you have a joint account, your choice(s) will apply to everyone on your account.

Mark any/all you want to limit:




First Name/Business:


Last Name:


Address:


City:


State:


Zip Code:



The safety and security of your personal information is of utmost importance to us. Please do not share any sensitive or confidential information with us via this contact form.